Get a $500 McDonalds Gift Card!

 Get a $500 McDonalds Gift Card!


McDonald's Cards
 are the fast and easy way to share the delicious taste of McDonald's. For more information visit www.mcdonalds.ca. Mobile gift cards can be redeemed in-store or on select websites, if applicable -- please contact merchant for redemption details. Orders are delivered by email within 2 business days.. Arch Cards come in any whole dollar denomination from $5-$100. Arch Card purchases are not refundable and cannot be exchanged. McDonald's Arch Cards never expire and there are no penalty or dormancy fees.

The GiftCards.com Wendy's Gift Card is pre-loaded with a monetary value. This gift card is purchased on GiftCards.com and can be used to purchase Wendy's in store or order online for participating locations at Wendys.com.

To check gift card balance, you will need the card number and, if applicable, the PIN or security code located on the back of the card. Most retailers & restaurants allow you to check the balance online, by calling the toll-free number located on the card, or by visiting them in person.


Craving McDonald's
 at 2 a.m.? ... Because the 24-hour locations must restart their cash register systems every night, there is always a certain time period when we can only accept cash.

Fortnite Vbucks Games

 Fortnite Vbucks Games



                                                                         
                                                                                   Click now

 a gift card for V-Bucks to use in Fortnite on any supported device! To use a gift card you must have a valid Epic Account, download Fortnite on a compatible device, and accept the applicable terms and user agreement. Review your device maker’s terms for any additional requirements to play Fortnite (e.g., subscriptions, additional fees). Visit  website to read the full terms before purchasing. The card’s full face-value is deducted at redemption and associated with a single account for the device you select (no transfer or withdrawal). A gift card can only be redeemed for the indicated amount of V-Bucks, which may only be used in Fortnite. There are no fees or expiration dates associated with the use of a gift card. V-Bucks aren’t e-money or any other currency and can only be used according to Fortnite’s rules. Gift cards will not be replaced if lost, stolen, destroyed, or used without permission. Use of a gift card constitutes acceptance of the applicable terms and user agreement.

 

©2019, Epic Games, Inc. Epic Games®, Fortnite®, their logos, and V-Bucks are trademarks of Epic Games, Inc. PlayStation®4, Xbox One™, Nintendo Switch™, PC, Mac®, iPhone®, iPad®, Android™, and the ratings icon are the trademarks of their respective owners. Gift cards are issued and distributed by Meezey, LLC. For support visit website.

 

                                               Get $100 Google Play Gift Card




Activating and Spending Walmart Gift Cards

 Activating Gift Cards:

1. No activation is required for gift cards less than $250, eGift Cards or those that were part of a bulk purchase totaling less than 25 cards

2. For your security, we will require you to activate any Walmart plastic Gift Cards purchased in an order of 25 cards and/or an order of $250 or more. An email with activation instructions is sent to the email address listed on the account at the time the order is placed. You will receive an email with a password to activate your Gift Card. If you cannot find this email, or did not receive one, please contact Walmart.com Customer Care.

 How to use your gift card to make online purchases:
At checkout, you can use up to five gift cards at one time or a combination of a gift card and other payment method such as credit/debit card or Pay with Cash. 

To use your gift cards online:

1. During checkout you will reach the Payment Method screen

2. Select Gift Card

3. Add a new Gift Card or apply those already saved

4. As cards are added, you will see them appear in your Purchase Summary

5. If your order total is less than the amount on your Walmart Gift Card, the remaining amount will be available on your card for future purchases. If your order total is more than the amount on your Walmart Gift Card, you will need to pay for the balance with additional gift cards or a credit/debt card.

How Health Can Make You Happy.

How Health Can Make You Happy.


 Smoking causes an antagonistic impact on your wellbeing. You probably observed the admonition message on all cigarette boxes - 'Smoking is harmful to wellbeing'. Smoking tobacco is a main driver of 30% of all disease passings and causes multiple times higher danger of cardiovascular failure. 


There are right around 120 million smokers in India. According to World Health Organization, for the demise of 6 million individuals every year. Direct tobacco utilization represents more than 5 million passings and 0.6 million passings are because of introduction to recycled smoke. Considering genuine general wellbeing hazards, the Government has prohibited smoking openly puts from second October, 2008. 


Not just your wellbeing, it likewise makes you pay higher charges for a medical coverage strategy, because of expanded wellbeing hazards and shorter future. A nonsmoker in any case, gets exceptional limits as a prize to lead a sound way of life. Being a smoker, it is prudent not to conceal your smoking propensity from your medical coverage organization, as it causes you to cover the smoking-related medical problems. 


There is a wide interest among individuals, how smoking effects the medical coverage and its expense. We should teach yourself about smoking and its effect on medical coverage strategy. 


Smoking - What It Includes 


Smoking incorporates inward breath of the smoke of consuming tobacco as cigarettes, stogies and beedi. Regardless of whether you are a periodic smoker or continuous smoker, you will be considered as a smoker under the medical coverage strategy. 


Smokers can purchase medical coverage, anyway an insurance agency may charge additional expense or reject your application for protection, contingent upon the quantity of cigarettes you smoke consistently. A smoker may likewise need to experience extra wellbeing registration that can enable a protection to organization to find out the danger factor and afterward charge the superior sum in like manner. 


How Smoking Affects Your Health and Insurance Premium 


Smoking has ahttps://www.blogger.com/blog/posts/5319372291112941519?tab=rj genuine effect on your wellbeing, some of them are nitty gritty underneath. 


Circulatory System: Smoking outcomes in expanded danger in the sorrow and pulse. Working up of unsaturated fats could coming about to atherosclerosis. 


Resistant System: Smoking outcomes in extreme and dependable sicknesses. Smokers are more inclined to create ulcers, malignant growth, pneumonia, hypertension, bronchitis, and other viral/bacterial/contagious contaminations. 


Respiratory System: Smoking may harm lung capacities and windedness. It might make harm the air sacs of the lungs, expanded possibility of creating constant bronchitis. 


Oral Health: Smoking can prompt tooth misfortune, tooth recoloring, gum sickness which may build the danger of tooth rot. 


Malignancy: Smoking for quite a while likewise makes disease different body organs. 


With regards to a medical coverage strategy, an insurance agency considers the size of sicknesses and passings caused because of smoking and that is the reason, smokers need to pay higher expenses to profit health care coverage spread. Commonly, the insurance agencies charge around 15 to 20 percent higher from a smoker policyholder. The individuals who smoke would need to go through extra clinical checks, before the safety net provider issues you the approach. 


How about we comprehend the distinction of premium between a smoker and non-smoker person. 


Ritesh (non-smoker) at 30 years old purchases an individual wellbeing plan with Rs 5 Lacs inclusion, for 1 year strategy term, the chargeable yearly premium sum is Rs 4,656. Notwithstanding, Raj (smoker) is purchasing an individual wellbeing plan, he is accused of a yearly excellent measure of Rs 7,552. An expansion in premium sum is just because of the way that Ansh lies in the smoker class of premium. We can see Raj is paying Rs 2896 extra because of smoking. 


Smoker with Existing Health Problems 

On the off chance that you are an incessant smoker that has caused the indications of the declining medical issue and getting confused whether you can get a health care coverage. The appropriate response is truly, the main thing required is to make legitimate and appropriate revelations. 

The insurance agency will at that point evaluate the danger related with your profile and afterward settle on terms and conditions and the expense to be charged for giving you a wellbeing spread. The expenses charged will be higher and a sitting tight period will be applied for covering your prior ailments. In addition, on the off chance that you are looking for a prompt inclusion on your falling apart medical issue, you may go for a basic disease strategy.  

Smoking has an antagonistic effect on your wellbeing and your medical coverage strategy too. An insurance agency will charge you a higher expense with respect to the danger related in giving a wellbeing spread. A significant highlight note that you ought to unveil all applicable data with respect to your wellbeing and smoking propensities. In the event that, you are discovered covering up or giving phony data, the insurance agency may decrease in settling the cases. 

Purchase medical coverage strategy and plans in India: Online health care coverage plans think about and get best approach. Free examination clinical protection and mediclaim strategy.

What Is Digital Marketing? A Guide to Marketing in Today's Digital World

 What Is Digital Marketing? A Guide to Marketing in Today's Digital World


Digital Marketing Defined


Digital marketing is the advertising and promotion of businesses and their brands through digital media channels. Digital media, at the moment, includes websites, social media, radio, television, mobile and even forms of traditionally non-digital media such as billboards and transit signs. Essentially any marketing media that is delivered electronically is considered digital marketing.


This leaves only various forms of person-to-person (P2P) marketing, print advertising and direct marketing outside of the digital marketing umbrella. Even then, print ads, direct mail, print directories, billboards and posters are all starting to connect to their digital counterparts. With items like URL landing pages, QR codes, web banner advertising, online directories and text codes, traditional marketing and advertising almost always has a digital marketing connection.


Why the Focus on Digital Media?


The shift to digital media is being driven by marketing agencies, business owners and consumers alike. The ever-increasing demand to show quantifiable results makes going digital a dream for the digital marketing agency. Most digital media, including websites, social media and mobile advertising is much easier to track than traditional marketing media such as print advertising.


For business owners, many forms of digital advertising are very low cost. Having a web presence, engaging customers in conversations through social media and e-mail marketing are low cost alternatives to print advertising and direct mail. These digital channels are available to businesses of any size, and help to even the playing field for start-ups, small businesses and independent consultants seeking new business.


For consumers, the fast pace of life makes digital advertising a must. When consumers are in need of goods and services, gone are the days of thumbing through a phonebook to find them. Now, we whip out our mobile devices or head to our computers for answers - and we find them fast.


Using Digital Media to Build Your Business and Brand


No matter what size your business is - large or small to medium sized business / enterprise (SMB or SME) - you can effectively market your business through low-cost digital channels. The foundation of your marketing efforts will be your website. Invest wisely in your website, and be sure that it does the following:


Adequately represents your business and brand (look and feel, messaging)

Adequately speaks to your target audience

Can be found by searchers on top search engines

Is up-to-date and easily navigable

Provides multiple channels for customer communication

Connects to other marketing efforts

It is recommended that you work with a professional web design firm that is skilled in web development and search engine optimization. Because your website is the foundation to and from which all other digital channels will lead, it should be considered one of your top business investments.


Once you have your website complete, the next steps would be to launch regular monthly or bi-monthly e-mail campaigns, and connect with customers via social media. If you are truly on a shoestring budget, these are efforts that can be done in-house (by someone with the proper knowledge) or for a low cost by an outside digital marketing agency. Be sure that all of your efforts lead customers back to your website where they can fully engage with your business, products and services, and choose the channels through which they contact you.


If you're interested in getting aggressive with search marketing, you can set aside some digital marketing dollars for search engine optimization and pay-per-click advertising. Many businesses today rely heavily on being found online to gain new customers. A common misconception among business owners is that simply having a website means that customers will find it. Not so. Your site must be built with specific key words and phrases, meta data, page content and linking strategies that will help it reach top search rankings.


Because many key words and phrases have stiff competition for top search rankings, you will need to supplement your organic search engine optimization efforts with pay-per-click advertising. Getting established with pay-per-click advertising campaigns can be a little daunting, but with a little time, effort and instruction, that too can be accomplished in-house, or for a reasonable cost through an outside digital marketing agency.


Beyond e-mail, social media marketing and search engine marketing, you can venture into a host of other digital marketing efforts. Mobile advertising, radio, television, electronic billboards and much more are available as marketing outlets. Whatever digital efforts you choose, they should all connect and tie into your foundation - your company website.


If you have the means, a wise investment would be to engage the services of a digital marketing agency to assist in your marketing efforts. Today, many digital agencies offer multiple levels of service to accommodate businesses large and small.


Digidaze is a digital marketing agency in Maryland that offers digital marketing services to small to medium sized Maryland businesses. We are a full-service digital marketing agency in MD providing a host of in-house digital marketing agency services.


Connect with Kris McCurry and Maryland digital marketing agency Digidaze online at http://www.digidaze.com, socially on Facebook, LinkedIn and Twitter, and blogging on blogspot.


Article Source: https://EzineArticles.com/expert/Kris_McCurry/973044




Article Source: http://EzineArticles.com/6408076

মহামারী পবর্তী বাংলারদেশের অর্থনৈতিক খাতগুলোর চ্যালেঞ্জসমূহ

মহামারী পবর্তী বাংলারদেশের অর্থনৈতিক খাতগুলোর চ্যালেঞ্জসমূহ

করোনা মহামারি বাংলাদেশের অর্থনীতিতে বড় চ্যালেঞ্জ তৈরি করবে।জিডিপি হার ৮ দশমিক ২ শতাংশ নির্ধারণ করলেও এটি ২ এর ঘরে নেমে আসার সম্ভাবনা রয়েছে।তাই চ্যালেঞ্জমুখী খাতগুলো চিহ্নিত করা একান্ত জরুরি।
 পোশাক শিল্পঃ করোনা মহামারির কারনে বিশ্ববাজারে পোষাক রপ্তানি বন্ধ হয়ে গেছে।বছরের উৎপাদনের মাঝামাঝি সময়ে ২৫ হাজার কোটি টাকার ক্রয় আদেশ বাতিল করেছে বিদেশী বায়াররা।নতুন করে তেমন অর্ডার পাওয়া যাচ্ছে না।অধিকাংশ শিল্প কাঁচামাল আসে বহির্বিশ্ব থেকে,যেগুলোর টাকা পরিশোধ করতে গিয়ে গার্মেন্টস গুলো দেওলিয়া প্রায়। এদিকে পোশাক শিল্পে অধিকাংশ জনশক্তি কর্মরত,তাই চাকুরি হারানোর শঙ্কা সবার মাঝে বিরাজমান।  কৃষি ক্ষেত্রঃ জিডিপিতে কৃষির অবদান ১৩ দশমিক ৬ শতাংশ।করোনা ভাইরাস এবং সাম্প্রতিক বন্যার প্রাদুর্ভাবের শুরুর দেড় মাসেই কৃষকদের আর্থিক ক্ষতির পরিমান ৫৬ হাজার কোটি টাকারও বেশি।লকডাউনে পন্য বিপনন ব্যবস্থা ভেঙে পড়া,বাজারজাতকরণে বিড়ম্বনা, ন্যায্যমূল্য না পাওয়ারসহ নানা সংকটে পতিত হওয়ায় করোনা পরবর্তী অর্থনীতিতে বড় চ্যালেঞ্জ হিসেবে আবির্ভূত হতে পারে কৃষি খাত।
 ক্ষুদ্র ও মাঝারি শিল্পঃ বাংলাদেশের জিডিপিতে এসএমই খাতের অবদান ২০ থেকে ২৫ ভাগ।বর্তমানে দেশের প্রায় আড়াই কোটি মানুষের সরাসরি কর্মসংস্থান ক্ষুদ্রও মাঝারি শিল্পখাতে।কিন্তু বর্তমান বাজারে প্রয়োজনীয় পণ্যসামগ্রী ছাড়া অন্যান্য পন্যের তেমন চাহিদা না থাকায় উৎপাদন বন্ধ হয়ে যাচ্ছে এবং উৎপাদিত পণ্যসামগ্রী স্টকে জমা হয়ে আছে।এর ফলে ইতোমধ্যেই একাংশ উদ্যোক্তা দেওলিয়া প্রায়এবং কর্মজীবীরা প্রতিনিয়ত চাকুরি হারাচ্ছে।
 সেবা খাতঃ সদ্য সমাপ্ত ২০১৯-২০ অর্থবছরে বাংলাদেশের জিডিপিতে সেবা খাতের অবদান ১৫ দশমিক ৪৪ শতাংশ।কিন্তু করোনা মহামারিতে সেবা খাতের কার্যক্রম স্থবির হয়ে আছে।প্রায় সব ধরনের পর্যটন,বিনোদন,রিয়েল স্টেট,যোগাযোগ ব্যবস্থা অচল হয়ে আছে।বন্দরগুলো ঠিকভাবে মালামাল খালাস করতে পারছেনা।প্রতিদিন সব মিলিয়ে ক্ষতির পরিমান প্রায় দুই হাজার কোটি টাকা।যা সামনে অর্থনীতিকে বড় চ্যালেঞ্জের মুখোমুখি করবে।  রেমিট্যান্সঃ করোনার মহামারির মধ্যেও অর্থনীতির জন্য সুখবর প্রবাসীদের রেমিট্যান্স প্রবাহের গতি ৩৬ বিলিয়ন ডলার ছাড়িয়েছে।তবে অধিক রিজার্ভের কারন প্রবাসীরা ভিসার মেয়ার উত্তীর্ণ হওয়ার শঙ্কায় জমাকৃত টাকা পাঠাচ্ছে ।ইতোমধ্যে ১৪ লক্ষ প্রবাসী কর্মহীন হয়ে আছে প্রবাসে এবং সংকট আরো বাড়বে।প্রবাসিদের নতুন কর্মসংস্থান এবং কর্ম নিশ্চিত করা নিয়ে তৈরি হতে পারে অর্থনীতির জন্য বড় চ্যালেঞ্জ।
 বেকারত্ব ও চাকুরী হারানোর শঙ্কাঃ বাংলাদেশে শিক্ষিত বেকার সরকারী হিসেবে ২৬ লক্ষ ৭৭ হাজার এবং করোনাকালীন অর্থনৈতিক টানাপোড়েনে চাকরি হারাতে যাচ্ছেন অন্তত দেড় কোটি কর্মজীবী মানুষ আর এতে ক্ষতির মুখে পড়বেন প্রায় ৬ কোটি মানুষ।করোনা পরবর্তীতে এদের কর্মসংস্থান করে দেওয়া বড় চ্যালেঞ্জ হবে।

 অর্থনৈতিক চ্যালেঞ্জ থেকে পরিত্রাণের উপায়? সমগ্র বিশ্বের অর্থনৈতিক মন্দা থেকে বাংলাদেশও এড়াতে পারবে না।তবে সময় উপযোগী পরিকল্পনা বাংলাদেশকে রিকোভার করতে সহায়ক ভুমিকা রাখতে পারে।
 অর্থ সংগ্রহের ব্যাপারে পদক্ষেপসমূহঃ • করোনা পরবর্তী অর্থনৈতিক সংকট মোকাবেলায় সরকারকে দৃঢ় মনোবল এবং কাজে সচ্ছতা ও জবাবদিহিতা নিশ্চিত করতে হবে। • আপ্যায়ন,যাতায়াত এবং ভ্রমনের ক্ষেত্রে বাজেট কমিয়ে আনতে হবে। সাময়িক সময়ের এ পদক্ষেপে কয়েক কোটি টাকা বাঁচাবে।
• পূর্বে বাংলাদেশের ঋণ পরিশোধ রেপুটেশন ভালো,তাই আশা করা যায় পর্যাপ্ত ঋণ সুবিধা পাওয়া যাবে।আইএমএফের সুদমুক্ত ৭৬০ মিলিয়ন ডলার দেওয়ার সম্ভাবনা রয়েছে,বিশ্বব্যাংকের কাছে ৫০০ মিলিয়ন এবং এডিবির কাছে ৫০০ মিলিয়ন সহায়তা চাওয়া হয়েছে।এছাড়াও বাংলাদেশকে চক্রাকার অর্থনীতিতে সহায়তা করবে নেদারল্যান্ডস এবং চীনা ব্যাংক ৫৭০০০ কোটি ডলার ঋণ দিতে সম্মতি দিয়েছে। • সরকার তার অর্থনৈতিক পুঁজি বৃদ্ধি করার স্বার্থে প্রগতিশীল কর আনয়ন করতে পারে।
• নিদ্রিষ্ট শর্ত ও শতাংশের উপর ভিত্তি করে সাময়িক সময়ের জন্য কালো টাকা সাদা করার প্রক্রিয়া হাতে নিতে পারে ।
 পোশাকসহ অন্যান্য শিল্পে পদক্ষেপ সমূহঃ
• পোশাকসহ বিভিন্ন পন্যের বিশ্বেবাজারে ব্রান্ডিংয়ের উপর বিশেষ গুরুত্ব দিয়ে হবে। • জরুরী ভিত্তিতে চট্রগ্রাম বন্দরের সক্ষমতা বাড়াতে হবে। • সাম্প্রতিককালে চীনের দেওয়া ৯৭% পন্যে শুল্কমুক্ত রপ্তানি সুযোগ গ্রহন এবং চাহিদা অনুযায়ী রপ্তানি বৃদ্ধি করতে হবে।
• করোনার ছড়ানোর অভিযোগে ইউরোপের অধিকাংশ রাষ্ট্র চীনের সাথে বানিজ্যিক সম্পর্ক রাখছে না।তাই বাংলাদেশ এসব দেশের সঙ্গে কুটনৈতিক সম্পর্ক বৃদ্ধি করতে পারলে পোশাকসহ অন্যান্য পন্যে রপ্তানীর নতুন দ্বার উম্মোচিত হতে পারে।
• বাংলাদেশের ওষুধ বিশ্ববাজারে সমাদৃত।ওষুধ শিল্প ও স্বাস্থ্য বিষয়ক(পিপিআই,স্যানিটাইজার ইত্যাদি) পণ্যসামগ্রী উৎপাদন বৃদ্ধি এবং চাহিদা অনুযায়ী রপ্তানির বৃদ্ধি করতে হবে।
• ক্ষুদ্র ও মাঝারি শিল্পকে সচল করার জন্য প্রনোদনা এবং সহজ শর্তে ঋণ প্রদানের বিষয়টি গুরুত্বের সঙ্গে বিবেচনা করতে হবে।
 কৃষি কাজে পদক্ষেপ সমূহঃ • স্থানীয় প্রশাসনের সহায়তায় কৃষি পণ্যের পরিবহন, গুদামজাতকরণ, সংরক্ষণ ও বাজারজাতকরণ কাজসমূহ সুচারুরূপে করা যায় সে ব্যবস্থা করা। • প্রয়োজনীয় কৃষি উপকরণ,বীজ,সার,বালাইনাশক, সেচ ব্যবস্থাপনাসহ আধুনিক কৃষি যন্ত্রপাতি সঠিক সময়ে প্রাপ্যতা নিশ্চিত করতে হবে। • কৃষি উপকরণ বাইরে থেকে আনা,খাদ্যপন্য আমদানী রপ্তানি, কৃষি পন্যে এবং উপকরণ অভ্যন্তরীন বাজার ব্যবস্থাপনা সুচারুরুপে চালু করতে হবে। • প্রচলিত কম উৎপাদনমূখী শস্য বীজের পরিবর্তে উচ্চফলনশীল বীজ কৃষকের হাতে তুলে দিতে হবে্। • কৃষি বিষয়ক প্রশিক্ষণ, প্রনোদনা বৃদ্ধিকরণ এবং তরুন প্রজন্মকে কৃষি কাজে আকৃষ্ট করার নিমিত্তে কম সুদে(৪%) ঋণ প্রদানের পরিকল্পনা হাতে নিতে পারে। • কৃষিপন্য সরাসরি ভোক্তাদের কাছে পৌছে দেওয়ার জন্য কৃষকদের বাজারজাতকরণে সুযোগ তৈরি করে দিতে হবে
 রেমিট্যান্স ও প্রবাসীদের ব্যাপারে পদক্ষেপসমূহঃ
• রেমিট্যান্স ও প্রবাসীদের ব্যাপারে পররাষ্ট্র মন্রনালয়ের কার্যাবলী আরো বেগবান হতে হবে।ইউরোপিয়ান দেশগুলো করোনায় বেশি আক্রান্ত হওয়ার কারনে সে সকল দেশে প্রবাসীরা কর্মশূন্য হয়ে পড়েছে,সেক্ষেত্রে মধ্যপ্রাচ্যে তুলনামূলক ভাবে কিছুটা স্বাভাবিক আছে।সে সব দেশের সাথে ভালো সম্পর্ক গড়ে তোলার মাধ্যমে জনশক্তি রপ্তানি করা সম্ভব।
• ২০২০ সালের বিশ্ব নার্সিং রিপোর্ট অনুযায়ী, টেকসই উন্নয়ন লক্ষ্যমাত্রা অর্জনে বিশ্বব্যাপী আরো ছয় মিলিয়নের বেশি প্রশিক্ষিত নার্স প্রয়োজন
• প্রবাসীদের এক্সিট রি এন্ট্রি ভিশা প্রসেসের ব্যাপারে বিদেশী রাস্ট্রগুলোর সাথে সার্বিক যোগাযোগ ও বাস্তবায়নে গুরুত্ব প্রদান করতে হবে।
• বিশ্ব বাজারের চাহিদা অনুযায়ী প্রশিক্ষণবৃদ্ধি করতে হবে।
• করোনা পরবর্তীতে বিশ্বশ্রমবাজারে স্বাস্থ্য খাতে দক্ষ কর্মীদের চাহিদা বাড়বে। এ ক্ষেত্রে রিক্রুটিং এজেন্সিগুলোকে আরো গতিশীল ও সক্ষম করার লক্ষ্যে সরকারকে প্রয়োজনীয় পদক্ষেপ নিতে হবে।
• ‘ওয়েজ আর্নারস বন্ড’ চালুর মাধ্যমে সরকারিভাবে প্রবাসীদের সঞ্চয়ে উদ্বুদ্ধ করতে হবে।
 সেবা খাতে পদক্ষেপসমূহঃ • সামাজিক দুরত্ব বজায় রেখে যানবাহন চলাচল এবং যানবাহনের সেবাগত মান বৃদ্ধিকরণ। • পর্যটন,বিনোদন ও প্রয়োজনীয় সেবাগুলোর মান বৃদ্ধি করতে হবে। • স্বাস্থ্যখাতে বিনিয়োগ বৃদ্ধি এবং সেবা উচ্চ গুণগত মানে উন্নিত করতে হবে। • আন্তর্জাতিক রুট বৃদ্ধি উপর বিশেষ গুরুত্ব দিতে হবে।

 কর্মসংস্থান তৈরিতে পদক্ষেপ সমূহঃ
• বাংলাদেশ সরকারের পরিকল্পিত মেগা প্রকল্প, অর্থনৈতিক অঞ্চল এবং অন্যান্য শিল্পপ্রতিষ্ঠান তৈরিতে দাতা রাষ্ট্রগুলোকে ইনভেস্টের আহ্বান এবং সুযোগ বৃদ্ধিকরণ। • ই-কমার্সে তরুনদের উদ্ভুদ্ধকরণ এবং সার্বিক সহায়তা প্রদান।
• অবকাঠামোগত উন্নয়ন তরান্বিতকরণ এবং নতুন কর্ম বৃদ্ধিকল্পে পরিকল্পনা প্রনয়ণ করতে হবে।
• পদ্মা সেতুর তৈরি কাজ তরান্বিত করার মাধ্যমে দক্ষিনাঞ্চলের সাথে যোগাযোগ বৃদ্ধি এবং দক্ষিনাঞ্চলকে শিল্পনগর হিসেবে গড়ে তোমার পরিকল্পনা গ্রহন।
• কারিগরি প্রশিক্ষন বৃদ্ধি এবং স্বনির্ভর কর্মসংস্থান তৈরিতে সহায়তা প্রদান।

what is digital marketing

what is digital marketing

 With how accessible the internet is today, would you believe me if I told you the number of people who go online every day is still increasing?

It is. In fact, "constant" internet usage among adults increased by 5% in just the last three years, according to Pew Research. And although we say it a lot, the way people shop and buy really has changed along with it -- meaning offline marketing isn't as effective as it used to be.

Marketing has always been about connecting with your audience in the right place and at the right time. Today, that means you need to meet them where they are already spending time: on the internet.

Enter digital marketing -- in other words, any form of marketing that exists online.

At HubSpot, we talk a lot about inbound marketing as a really effective way to attract, engage, and delight customers online. But we still get a lot of questions from people all around the world about digital marketing. So, we decided to answer them. Click the links below to jump to each question, or keep reading to see how digital marketing is carries out today.

So, how do you define digital marketing today?

A seasoned inbound marketer might say inbound marketing and digital marketing are virtually the same thing, but there are some minor differences. And conversations with marketers and business owners in the U.S., U.K., Asia, Australia, and New Zealand, I've learned a lot about how those small differences are being observed across the world.

At this stage, digital marketing is vital for your business and brand awareness. It seems like every other brand has a website. And if they don't, they at least have a social media presence or digital ad strategy. Digital content and marketing is so common that consumers now expect and rely on it as a way to learn about brands. 

Long story short, to be competitive as a business owner, you'll need to embrace some aspects of digital marketing.

Because digital marketing has so many options and strategies associated with it, you can get creative and experiment with a variety of marketing tactics on a budget. With digital marketing, you can also use tools like analytics dashboards to monitor the success and ROI of your campaigns more than you could with a traditional promotional content -- such as a billboard or print ad.

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How does a business define digital marketing?

Digital marketing is defined by the use of numerous digital tactics and channels to connect with customers where they spend much of their time: online. From the website itself to a business's online branding assets -- digital advertisingemail marketing, online brochures, and beyond -- there's a spectrum of tactics that fall under the umbrella of "digital marketing."

The best digital marketers have a clear picture of how each digital marketing campaign supports their overarching goals. And depending on the goals of their marketing strategy, marketers can support a larger campaign through the free and paid channels at their disposal.

content marketer, for example, can create a series of blog posts that serve to generate leads from a new ebook the business recently created. The company's social media marketer might then help promote these blog posts through paid and organic posts on the business's social media accounts. Perhaps the email marketer creates an email campaign to send those who download the ebook more information on the company. We'll talk more about these specific digital marketers in a minute.

Here's a quick rundown of some of the most common digital marketing tactics and the channels involved in each one.

Search Engine Optimization (SEO)

This is the process of optimizing your website to "rank" higher in search engine results pages, thereby increasing the amount of organic (or free) traffic your website receives. The channels that benefit from SEO include websites, blogs, and infographics.

There are a number of ways to approach SEO in order to generate qualified traffic to your website. These include:

  • On page SEO: This type of SEO focuses on all of the content that exists "on the page" when looking at a website. By researching keywords for their search volume and intent (or meaning), you can answer questions for readers and rank higher on the search engine results pages (SERPs) those questions produce.
  • Off page SEO: This type of SEO focuses on all of the activity that takes place "off the page" when looking to optimize your website. "What activity not on my own website could affect my ranking?" You might ask. The answer is inbound links, also known as backlinks. The number of publishers that link to you, and the relative "authority" of those publishers, affect how highly you rank for the keywords you care about. By networking with other publishers, writing guest posts on these websites (and linking back to your website), and generating external attention, you can earn the backlinks you need to move your website up on all the right SERPs.
  • Technical SEO: This type of SEO focuses on the backend of your website, and how your pages are coded. Image compression, structured data, and CSS file optimization are all forms of technical SEO that can increase your website's loading speed -- an important ranking factor in the eyes of search engines like Google.

Content Marketing

This term denotes the creation and promotion of content assets for the purpose of generating brand awareness, traffic growth, lead generation, and customers. The channels that can play a part in your content marketing strategy include:

  • Blog posts: Writing and publishing articles on a company blog helps you demonstrate your industry expertise and generates organic search traffic for your business. This ultimately gives you more opportunities to convert website visitors into leads for your sales team.
  • Ebooks and whitepapers: Ebooks, whitepapers, and similar long-form content helps further educate website visitors. It also allows you to exchange content for a reader's contact information, generating leads for your company and moving people through the buyer's journey.
  • Infographics: Sometimes, readers want you to show, not tell. Infographics are a form of visual content that helps website visitors visualize a concept you want to help them learn.

Want to learn and apply content marketing to your business? Check out HubSpot Academy's free content marketing training resource page.

Social Media Marketing

This practice promotes your brand and your content on social media channels to increase brand awareness, drive traffic, and generate leads for your business. The channels you can use in social media marketing include:

  • Facebook.
  • Twitter.
  • LinkedIn.
  • Instagram.
  • Snapchat.
  • Pinterest.

If you're new to social platforms, you can use tools like HubSpot to connect channels like LinkedIn and Facebook in one place. This way, you can easily schedule content for multiple channels at once, and monitor analytics from the platform as well.

On top of connecting social accounts for posting purposes, you can also integrate your social media inboxes into HubSpot, so you can get your direct messages in one place. 

Pay Per Click (PPC)

PPC is a method of driving traffic to your website by paying a publisher every time your ad is clicked. One of the most common types of PPC is Google Ads, which allows you to pay for top slots on Google's search engine results pages at a price "per click" of the links you place. Other channels where you can use PPC include:

  • Paid ads on Facebook: Here, users can pay to customize a video, image post, or slideshow, which Facebook will publish to the newsfeeds of people who match your business's audience.
  • Twitter Ads campaigns: Here, users can pay to place a series of posts or profile badges to the news feeds of a specific audience, all dedicated to accomplish a specific goal for your business. This goal can be website traffic, more Twitter followers, tweet engagement, or even app downloads.
  • Sponsored Messages on LinkedIn: Here, users can pay to send messages directly to specific LinkedIn users based on their industry and background.

Affiliate Marketing

This is a type of performance-based advertising where you receive commission for promoting someone else's products or services on your website. Affiliate marketing channels include:

Native Advertising

Native advertising refers to advertisements that are primarily content-led and featured on a platform alongside other, non-paid content. BuzzFeed-sponsored posts are a good example, but many people also consider social media advertising to be "native" -- Facebook advertising and Instagram advertising, for example.

Marketing Automation

Marketing automation refers to the software that serves to automate your basic marketing operations. Many marketing departments can automate repetitive tasks they would otherwise do manually, such as:

  • Email newsletters: Email automation doesn't just allow you to automatically send emails to your subscribers. It can also help you shrink and expand your contact list as needed so your newsletters are only going to the people who want to see them in their inboxes.
  • Social media post scheduling: If you want to grow your organization's presence on a social network, you need to post frequently. This makes manual posting a bit of an unruly process. Social media scheduling tools push your content to your social media channels for you, so you can spend more time focusing on content strategy.
  • Lead-nurturing workflows: Generating leads, and converting those leads into customers, can be a long process. You can automate that process by sending leads specific emails and content once they fit certain criteria, such as when they download and open an ebook.
  • Campaign tracking and reporting: Marketing campaigns can include a ton of different people, emails, content, webpages, phone calls, and more. Marketing automation can help you sort everything you work on by the campaign it's serving, and then track the performance of that campaign based on the progress all of these components make over time.

Email Marketing

Companies use email marketing as a way of communicating with their audiences. Email is often used to promote content, discounts and events, as well as to direct people toward the business's website. The types of emails you might send in an email marketing campaign include:

  • Blog subscription newsletters.
  • Follow-up emails to website visitors who downloaded something.
  • Customer welcome emails.
  • Holiday promotions to loyalty program members.
  • Tips or similar series emails for customer nurturing.

Online PR

Online PR is the practice of securing earned online coverage with digital publications, blogs, and other content-based websites. It's much like traditional PR, but in the online space. The channels you can use to maximize your PR efforts include:

  • Reporter outreach via social media: Talking to journalists on Twitter, for example, is a great way to develop a relationship with the press that produces earned media opportunities for your company.
  • Engaging online reviews of your company: When someone reviews your company online, whether that review is good or bad, your instinct might be not to touch it. On the contrary, engaging company reviews helps you humanize your brand and deliver powerful messaging that protects your reputation.
  • Engaging comments on your personal website or blog: Similar to the way you'd respond to reviews of your company, responding to the people who are reading your content is the best way to generate productive conversation around your industry.

Inbound Marketing

Inbound marketing refers to a marketing methodology wherein you attract, engage, and delight customers at every stage of the buyer's journey. You can use every digital marketing tactic listed above, throughout an inbound marketing strategy, to create a customer experience that works with the customer, not against them. Here are some classic examples of inbound marketing versus traditional marketing: 

  • Blogging vs. pop-up ads
  • Video marketing vs. commercial advertising
  • Email contact lists vs. email spam

Sponsored Content

With sponsored content, you as a brand pay another company or entity to create and promote content that discusses your brand or service in some way.

One popular type of sponsored content is influencer marketing. With this type of sponsored content, a brand sponsors an influencer in its industry to publish posts or videos related to the company on social media.

Another type of sponsored content could be a blog post or article that is written to highlight a topic, service, or brand.

To learn more about sponsored content, check out this blog post.

What does a digital marketer do?

Digital marketers are in charge of driving brand awareness and lead generation through all the digital channels -- both free and paid -- that are at a company's disposal. These channels include social media, the company's own website, search engine rankings, email, display advertising, and the company's blog.

The digital marketer usually focuses on a different key performance indicator (KPI) for each channel so they can properly measure the company's performance across each one. A digital marketer who's in charge of SEO, for example, measures their website's "organic traffic" -- of that traffic coming from website visitors who found a page of the business's website via a Google search.

Digital marketing is carried out across many marketing roles today. In small companies, one generalist might own many of the digital marketing tactics described above at the same time. In larger companies, these tactics have multiple specialists that each focus on just one or two of the brand's digital channels.

Here are some examples of these specialists:

SEO Manager

Main KPIs: Organic traffic

In short, SEO managers get the business to rank on Google. Using a variety of approaches to search engine optimization, this person might work directly with content creators to ensure the content they produce performs well on Google -- even if the company also posts this content on social media.

Content Marketing Specialist

Main KPIs: Time on page, overall blog traffic, YouTube channel subscribers

Content marketing specialists are the digital content creators. They frequently keep track of the company's blogging calendar, and come up with a content strategy that includes video as well. These professionals often work with people in other departments to ensure the products and campaigns the business launches are supported with promotional content on each digital channel.

Social Media Manager

Main KPIs: Follows, Impressions, Shares

The role of a social media manager is easy to infer from the title, but which social networks they manage for the company depends on the industry. Above all, social media managers establish a posting schedule for the company's written and visual content. This employee might also work with the content marketing specialist to develop a strategy for which content to post on which social network.

(Note: Per the KPIs above, "impressions" refers to the number of times a business's posts appear on the newsfeed of a user.)

Marketing Automation Coordinator

Main KPIs: Email open rate, campaign click-through rate, lead-generation (conversion) rate

The marketing automation coordinator helps choose and manage the software that allows the whole marketing team to understand their customers' behavior and measure the growth of their business. Because many of the marketing operations described above might be executed separately from one another, it's important for there to be someone who can group these digital activities into individual campaigns and track each campaign's performance.

Inbound Marketing vs. Digital Marketing: Which Is It?

On the surface, the two seem similar: Both occur primarily online, and both focus on creating digital content for people to consume. So what's the difference?

The term "digital marketing" doesn't differentiate between push and pull marketing tactics (or what we might now refer to as ‘inbound' and ‘outbound' methods). Both can still fall under the umbrella of digital marketing.

Digital outbound tactics aim to put a marketing message directly in front of as many people as possible in the online space -- regardless of whether it's relevant or welcomed. For example, the garish banner ads you see at the top of many websites try to push a product or promotion onto people who aren't necessarily ready to receive it.

On the other hand, marketers who employ digital inbound tactics use online content to attract their target customers onto their websites by providing assets that are helpful to them. One of the simplest yet most powerful inbound digital marketing assets is a blog, which allows your website to capitalize on the terms which your ideal customers are searching for.

Ultimately, inbound marketing is a methodology that uses digital marketing assets to attract, engage, and delight customers online. Digital marketing, on the other hand, is simply an umbrella term to describe online marketing tactics of any kind, regardless of whether they're considered inbound or outbound.

Does digital marketing work for all businesses?

Digital marketing can work for any business in any industry. Regardless of what your company sells, digital marketing still involves building out buyer personas to identify your audience's needs, and creating valuable online content. However, that's not to say all businesses should implement a digital marketing strategy in the same way.

B2B Digital Marketing

If your company is business-to-business (B2B), your digital marketing efforts are likely to be centered around online lead generation, with the end goal being for someone to speak to a salesperson. For that reason, the role of your marketing strategy is to attract and convert the highest quality leads for your salespeople via your website and supporting digital channels.

Beyond your website, you'll probably choose to focus your efforts on business-focused channels like LinkedIn where your demographic is spending their time online.

B2C Digital Marketing

If your company is business-to-consumer (B2C), depending on the price point of your products, it's likely that the goal of your digital marketing efforts is to attract people to your website and have them become customers without ever needing to speak to a salesperson.

For that reason, you're probably less likely to focus on ‘leads' in their traditional sense, and more likely to focus on building an accelerated buyer's journey, from the moment someone lands on your website, to the moment that they make a purchase. This will often mean your product features in your content higher up in the marketing funnel than it might for a B2B business, and you might need to use stronger calls-to-action (CTAs).

For B2C companies, channels like Instagram and Pinterest can often be more valuable than business-focused platforms LinkedIn.

What is the role of digital marketing to a company?

Unlike most offline marketing efforts, digital marketing allows marketers to see accurate results in real time. If you've ever put an advert in a newspaper, you'll know how difficult it is to estimate how many people actually flipped to that page and paid attention to your ad. There's no surefire way to know if that ad was responsible for any sales at all.

On the other hand, with digital marketing, you can measure the ROI of pretty much any aspect of your marketing efforts.

Here are some examples:

Website Traffic

With digital marketing, you can see the exact number of people who have viewed your website's homepage in real time by using digital analytics software, available in marketing platforms like HubSpot.

You can also see how many pages they visited, what device they were using, and where they came from, amongst other digital analytics data.

This intelligence helps you to prioritize which marketing channels to spend more or less time on, based on the number of people those channels are driving to your website. For example, if only 10% of your traffic is coming from organic search, you know that you probably need to spend some time on SEO to increase that percentage.

With offline marketing, it's very difficult to tell how people are interacting with your brand before they have an interaction with a salesperson or make a purchase. With digital marketing, you can identify trends and patterns in people's behavior before they've reached the final stage in their buyer's journey, meaning you can make more informed decisions about how to attract them to your website right at the top of the marketing funnel.

Content Performance and Lead Generation

Imagine you've created a product brochure and posted it through people's letterboxes -- that brochure is a form of content, albeit offline. The problem is that you have no idea how many people opened your brochure or how many people threw it straight into the trash.

Now imagine you had that brochure on your website instead. You can measure exactly how many people viewed the page where it's hosted, and you can collect the contact details of those who download it by using forms. Not only can you measure how many people are engaging with your content, but you're also generating qualified leads when people download it.

Attribution Modeling

An effective digital marketing strategy combined with the right tools and technologies allows you to trace all of your sales back to a customer's first digital touchpoint with your business.

We call this attribution modeling, and it allows you to identify trends in the way people research and buy your product, helping you to make more informed decisions about what parts of your marketing strategy deserve more attention, and what parts of your sales cycle need refining.

Connecting the dots between marketing and sales is hugely important -- according to Aberdeen Group, companies with strong sales and marketing alignment achieve a 20% annual growth rate, compared to a 4% decline in revenue for companies with poor alignment. If you can improve your customer's' journey through the buying cycle by using digital technologies, then it's likely to reflect positively on your business's bottom line.

What types of digital content should I create?

The kind of content you create depends on your audience's needs at different stages in the buyer's journey. You should start by creating buyer personas (use these free templates, or try makemypersona.com) to identify what your audience's goals and challenges are in relation to your business. On a basic level, your online content should aim to help them meet these goals, and overcome their challenges.

Then, you'll need to think about when they're most likely to be ready to consume this content in relation to what stage they're at in their buyer's journey. We call this content mapping.

With content mapping, the goal is to target content according to:

  1. The characteristics of the person who will be consuming it (that's where buyer personas come in).
  2. How close that person is to making a purchase (i.e., their lifecycle stage).

In terms of the format of your content, there are a lot of different things to try. Here are some options we'd recommend using at each stage of the buyer's journey:

Awareness Stage

  • Blog posts. Great for increasing your organic traffic when paired with a strong SEO and keyword strategy.
  • Infographics. Very shareable, meaning they increase your chances of being found via social media when others share your content. (Check out these free infographic templates to get you started.)
  • Short videos. Again, these are very shareable and can help your brand get found by new audiences by hosting them on platforms like YouTube.

Consideration Stage

  • Ebooks. Great for lead generation as they're generally more comprehensive than a blog post or infographic, meaning someone is more likely to exchange their contact information to receive it.
  • Research reports. Again, this is a high value content piece which is great for lead generation. Research reports and new data for your industry can also work for the awareness stage though, as they're often picked-up by the media or industry press.
  • Webinars. As they're a more detailed, interactive form of video content, webinars are an effective consideration stage content format as they offer more comprehensive content than a blog post or short video.

Decision Stage

  • Case studies. Having detailed case studies on your website can be an effective form of content for those who are ready to make a purchasing decision, as it helps you positively influence their decision.
  • Testimonials. If case studies aren't a good fit for your business, having short testimonials around your website is a good alternative. For B2C brands, think of testimonials a little more loosely. If you're a clothing brand, these might take the form of photos of how other people styled a shirt or dress, pulled from a branded hashtag where people can contribute.

How long will it take to see results from my content?

With digital marketing, it can often feel like you're able to see results much faster than you might with offline marketing due to the fact it's easier to measure ROI. However, it ultimately depends on the scale and effectiveness of your digital marketing strategy.

If you spend time building comprehensive buyer personas to identify the needs of your audience, and you focus on creating quality online content to attract and convert them, then you're likely to see strong results within the first six months.

If paid advertising is part of your digital strategy, then the results come even quicker -- but it's recommended to focus on building your organic (or ‘free') reach using content, SEO, and social media for long-term, sustainable success.

Do I need a big budget for digital marketing?

As with anything, it really depends on what elements of digital marketing you're looking to add to your strategy.

If you're focusing on inbound techniques like SEO, social media, and content creation for a preexisting website, the good news is you don't need very much budget at all. With inbound marketing, the main focus is on creating high quality content that your audience will want to consume, which unless you're planning to outsource the work, the only investment you'll need is your time.

You can get started by hosting a website and creating content using HubSpot's CMS. For those on a tight budget, you can get started using WordPress hosted on WP Engine, using a simple them from StudioPress, and building your site without code using the Elementor Website Builder for WordPress.

With outbound techniques like online advertising and purchasing email lists, there is undoubtedly some expense. What it costs comes down to what kind of visibility you want to receive as a result of the advertising.

For example, to implement PPC using Google AdWords, you'll bid against other companies in your industry to appear at the top of Google's search results for keywords associated with your business. Depending on the competitiveness of the keyword, this can be reasonably affordable, or extremely expensive, which is why it's a good idea to focus building your organic reach, too.

How does mobile marketing fit into my digital marketing strategy?

Another key component of digital marketing is mobile marketing. In fact, smartphone usage as a whole accounts for 69% of time spent consuming digital media in the U.S., while desktop-based digital media consumption makes up less than half -- and the U.S. still isn't mobile's biggest fan compared to other countries.

This means it's essential to optimize your digital ads, web pages, social media images, and other digital assets for mobile devices. If your company has a mobile app that enables users to engage with your brand or shop your products, your app falls under the digital marketing umbrella, too.

Those engaging with your company online via mobile devices need to have the same positive experience as they would on desktop. This means implementing a mobile-friendly or responsive website design to make browsing user-friendly for those on mobile devices. It might also mean reducing the length of your lead generation forms to create a hassle-free experience for people downloading your content on-the-go. As for your social media images, it's important to always have a mobile user in mind when creating them as image dimensions are smaller on mobile devices, meaning text can be cut-off.

There are lots of ways you can optimize your digital marketing assets for mobile users, and when implementing any digital marketing strategy, it's hugely important to consider how the experience will translate on mobile devices. By ensuring this is always front-of-mind, you'll be creating digital experiences that work for your audience, and consequently achieve the results you're hoping for.

I'm ready to try digital marketing. Now what?

If you're already doing digital marketing, it's likely that you're at least reaching some segments of your audience online. No doubt you can think of some areas of your strategy that could use a little improvement, though.

That's why we created Why Digital Marketing? The Essential Guide to Marketing Your Brand Online -- a step-by-step guide to help you build a digital marketing strategy that's truly effective, whether you're a complete beginner or have a little more experience. You can download it for free here.

Editor's Note: This blog post was originally published in September 2019, but was updated for comprehensiveness in February 2020.